Clear communication
Ryan · Robbinsdale, MNJune 2026
Fairway Home Mortgage · Thiry Mortgage Group
Your home court advantage.
Buying a home is a lot easier with a hometown lender in your corner. I'm Brett Reinhart — Loan Officer with Fairway Home Mortgage and the Thiry Mortgage Group in Eden Prairie. Straight answers, real numbers, and a game plan built around you.
NMLS #1849415 · Licensed in Minnesota, Wisconsin, Colorado, Arizona, Nebraska & Virginia
hey brett — what would my payment actually be? 🏀
Great question — depends on the price. Pick one and I'll run it: 👇
Right around $0/mo — nothing but net. 🎯
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States licensed
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Loan program families
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Loan pros at our branch
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Straight answers
NMLS#1849415
Meet Brett
A lender who plays for your team
Brett Reinhart is a Loan Officer with Fairway Home Mortgage and the Thiry Mortgage Group at Fairway's Eden Prairie branch — one of the top-producing mortgage teams in Minnesota. A Twin Cities guy through and through (and a die-hard Minnesota Timberwolves fan), Brett believes getting a mortgage should feel less like a final exam and more like having a friend who happens to know everything about home loans.
Whether you're buying your first place, moving up, or rethinking the loan you already have, Brett runs the real numbers, explains every option in plain English, and never pressures you to move before you're ready. That's the home court advantage.
The game plan
Four plays from "just looking" to keys in hand
Every winning season starts with a plan. Here's ours — and the whole first quarter costs you nothing.
01
The tip-off
A no-pressure conversation about where you are and where you want to be. Fifteen minutes, zero obligation, all your questions welcome.
02
The game plan
A real pre-approval — verified income, credit, and assets — so you know your true budget and sellers know you're serious.
03
The fast break
Shop with confidence. When you find the one, Brett moves fast — updated numbers, a strong offer, and direct communication with your agent.
04
The buzzer beater
Processing, underwriting, clear to close — Brett keeps you posted at every milestone so closing day feels like a victory lap, not a nail-biter.
Loan programs
Every loan in the playbook
Different buyers need different plays. These are the programs Brett works with every day.
Conventional Loans
The workhorse of home financing — flexible terms, competitive costs, and down payments as low as 3% for first-time buyers.
Learn more →FHA Loans
The first-time buyer favorite — 3.5% down, friendlier credit requirements, and forgiving guidelines for real-life finances.
Learn more →VA Loans
For those who served — $0 down, no monthly mortgage insurance, and some of the strongest terms in all of lending.
Learn more →USDA Loans
$0 down for homes in eligible smaller communities — many Twin Cities exurbs qualify, and most buyers have no idea.
Learn more →Jumbo Loans
Financing above conforming loan limits for higher-priced homes — with the same guidance and straight answers.
Learn more →Down Payment Assistance
Minnesota has real down payment help — Minnesota Housing programs can put thousands toward your down payment and closing costs.
Learn more →Refinancing
Lower the payment, drop mortgage insurance, tap equity, or shorten the term — when the math works, Brett will show you. When it doesn’t, he’ll tell you.
Learn more →No idea which one?
That's completely normal — and exactly what Brett is for. One text, and he'll point you at the right play for your situation.
💬 Ask BrettReal clients, real reviews
Five stars.5.0 from verified client reviews
In clients’ own words, from Brett's official Fairway profile — every review real, every closing real.
Full communication and great flexibility. Brett went above and beyond.
Brett · Minneapolis, MNJune 2026
Easy to work with. Always willing to answer our questions!
Abbey · Coon Rapids, MNJune 2026
He was always available and answered my dumb questions
David · Crystal, MNJune 2026
Brett is the man. He is always available, very helpful every step of the way and down to earth. It's more about the relationship than the business with him!
Cole · New Richmond, WIJune 2026
Great communication and super friendly! He did a great job and answered all our questions
Brittney · Mounds View, MNMay 2026
Going through the process with Brett was easy and very stress free.
Ezra · Lino Lakes, MNMay 2026
Brett was amazing! Super easy to get ahold of and answered all questions or concerns extremely quick. Would definitely recommend working with Brett!
Cody · Saint Paul, MNApril 2026
Clear communication
Ryan · Robbinsdale, MNJune 2026
Full communication and great flexibility. Brett went above and beyond.
Brett · Minneapolis, MNJune 2026
Easy to work with. Always willing to answer our questions!
Abbey · Coon Rapids, MNJune 2026
He was always available and answered my dumb questions
David · Crystal, MNJune 2026
Brett is the man. He is always available, very helpful every step of the way and down to earth. It's more about the relationship than the business with him!
Cole · New Richmond, WIJune 2026
Great communication and super friendly! He did a great job and answered all our questions
Brittney · Mounds View, MNMay 2026
Going through the process with Brett was easy and very stress free.
Ezra · Lino Lakes, MNMay 2026
Brett was amazing! Super easy to get ahold of and answered all questions or concerns extremely quick. Would definitely recommend working with Brett!
Cody · Saint Paul, MNApril 2026
No dumb questions
Mortgage stuff, explained like a friend would
PMI, escrow, points, DTI — the mortgage world loves its jargon. Brett doesn't. The Learn hub breaks down every term in plain English, and the first-time buyer guide busts the myths that keep people renting years longer than they need to.
is it dumb that I don't know what escrow even is? 😅
Not even a little. Escrow is just a holding account your servicer uses to pay your property taxes and insurance for you. You've got this — and I've got you.
Ready when you are. No shot clock.
Whether you're buying this month or just thinking out loud, the conversation is free and the pressure is zero.